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Quote from: ONEBIGDADDY on August 14, 2011, 08:21:13 PMOur company health care cost go up every year and as our employees get older the rates go up. So the answer to the problem is to fire the older ones or have them euthanized which totally uncalled for. I do not have an easy answer just like you and my parents and grand parents have paid for entitlements for people through taxes and such and so will others. Everyone needs to pay their fair share and to get that to happen is near impossible unless you do a straight flat tax and no politician wants to do that...OBDThere goes another one of those worthless slogans, sorry guy, can you please explain to me what is "fair share"? As in actual numbers. How much of my total income should I pay in taxes? 10% 20% 50% how much?I hear this stated so often and it has absolutely no merit most of the time. Just like the euthanize comment. Typical, 100% statements lacking in any real fact.
Our company health care cost go up every year and as our employees get older the rates go up. So the answer to the problem is to fire the older ones or have them euthanized which totally uncalled for. I do not have an easy answer just like you and my parents and grand parents have paid for entitlements for people through taxes and such and so will others. Everyone needs to pay their fair share and to get that to happen is near impossible unless you do a straight flat tax and no politician wants to do that...OBD
Quote from: Freddy on August 14, 2011, 08:55:55 PMQuote from: ONEBIGDADDY on August 14, 2011, 08:21:13 PMOur company health care cost go up every year and as our employees get older the rates go up. So the answer to the problem is to fire the older ones or have them euthanized which totally uncalled for. I do not have an easy answer just like you and my parents and grand parents have paid for entitlements for people through taxes and such and so will others. Everyone needs to pay their fair share and to get that to happen is near impossible unless you do a straight flat tax and no politician wants to do that...OBDThere goes another one of those worthless slogans, sorry guy, can you please explain to me what is "fair share"? As in actual numbers. How much of my total income should I pay in taxes? 10% 20% 50% how much?I hear this stated so often and it has absolutely no merit most of the time. Just like the euthanize comment. Typical, 100% statements lacking in any real fact.Ummm Freddy it wasn't being said in sarcasim it was actually based like whats do you think should be done? I am sorry If I didn't hit that point strong enough for you to understand my thoughts and not convey them properly. I just think we have way too many corporations telling the american people whats best and then say they can't give it to them unless they pay more for it or they don't offer it anymore because they couldn't make the same profits as they did before. Did I ever tell you that every piece of insurance sold today from any agency gives their/themselves a bonus every two weeks? Hmmm is that on the table too? Are they really paying their fair share out? What happens when no hurricanes hit florida in three years. Hmmm going back to state lines and profits payout...anyway I am on a rant and could go on further but that would expose more than I think would do any good on a message board...I have very close family members who work for the insurance industry as well as good friends here on this board...A FLAT TAX FOR ALL AMERICANS WOULD DO BEST in my VHO...OBD
Quote from: ONEBIGDADDY on August 14, 2011, 09:08:50 PMQuote from: Freddy on August 14, 2011, 08:55:55 PMQuote from: ONEBIGDADDY on August 14, 2011, 08:21:13 PMOur company health care cost go up every year and as our employees get older the rates go up. So the answer to the problem is to fire the older ones or have them euthanized which totally uncalled for. I do not have an easy answer just like you and my parents and grand parents have paid for entitlements for people through taxes and such and so will others. Everyone needs to pay their fair share and to get that to happen is near impossible unless you do a straight flat tax and no politician wants to do that...OBDThere goes another one of those worthless slogans, sorry guy, can you please explain to me what is "fair share"? As in actual numbers. How much of my total income should I pay in taxes? 10% 20% 50% how much?I hear this stated so often and it has absolutely no merit most of the time. Just like the euthanize comment. Typical, 100% statements lacking in any real fact.Ummm Freddy it wasn't being said in sarcasim it was actually based like whats do you think should be done? I am sorry If I didn't hit that point strong enough for you to understand my thoughts and not convey them properly. I just think we have way too many corporations telling the american people whats best and then say they can't give it to them unless they pay more for it or they don't offer it anymore because they couldn't make the same profits as they did before. Did I ever tell you that every piece of insurance sold today from any agency gives their/themselves a bonus every two weeks? Hmmm is that on the table too? Are they really paying their fair share out? What happens when no hurricanes hit florida in three years. Hmmm going back to state lines and profits payout...anyway I am on a rant and could go on further but that would expose more than I think would do any good on a message board...I have very close family members who work for the insurance industry as well as good friends here on this board...A FLAT TAX FOR ALL AMERICANS WOULD DO BEST in my VHO...OBDYou do realize that the sole purpose of any business is to make money right? Not create jobs, give health insurance, support a community or pay taxes. I own a business, and if I have a choice of reducing my personal profits or letting an employee go, even a struggling single mother, then she is gone. I owe her nothing. She would dump me in a heart beat if she was offered a new job with a big pay raise. Is it cold hearted, maybe, but that is how it is.And lets talk about GE for a moment. Supposedly they paid zero taxes last year huh? Total falsehood. They paid millions in FICA, unemployment, workers comp and other taxes. Heck, I pay more each year in those taxes than I do on taxes on any profits I make, nearly 10 fold. Saying they paid nothing in taxes is just more political rhetoric , just like "euthanize grandma", and "pay your fair share".Now, while I did catch the sarcasm in the euthanize comment the "everyone should pay their fair share" I doubt was sarcasm. Quick note, you do realize, if the tax system changes to the flat tax or even national sales tax, you are rooting for 1000's of people to lose their jobs. Not just the IRS either. How many tax prepares are out there. 10's of thousands each with multiple employee's. Then there are the accountants at businesses, tax lawyers, teachers, and so on. If there is a flat tax, a lot of people will lose there job overnight. So I think they might not be too happy with a change.
Come on ODB, answer just one question....You own a business. Business has slowed a little bit. Your son is a Freshman at USF. because of reduced business, you have two choices, You can tell your son sorry, you have to go to Community College now or you can let a 10 year employee go. Note letting the employee go does not in any way hinder production.Do you keep the employee or take your kid out of college? Remember, integrity and loyalty. The question is, who deserves it more, your kid or you employee. Have the courage to answer this one with honesty.
Quote from: Freddy on August 14, 2011, 10:51:31 PMCome on ODB, answer just one question....You own a business. Business has slowed a little bit. Your son is a Freshman at USF. because of reduced business, you have two choices, You can tell your son sorry, you have to go to Community College now or you can let a 10 year employee go. Note letting the employee go does not in any way hinder production.Do you keep the employee or take your kid out of college? Remember, integrity and loyalty. The question is, who deserves it more, your kid or you employee. Have the courage to answer this one with honesty.USF is pretty much just a large community college anyways. no same in going the cc route. it's actually smarter.
OBD, Once again you avoid the question with slogans. Answer the question, change college for whatever you want. The point is, which do you choose, take something away from your family or let an employee go. It is a very hard decision to make and one you appear unwilling to make. You say I'm not a good leader, yet a leader leads, in good times and bad. A leader makes the hard decisions. I have stood up and made my decision while you sit back and absolutely refuse to make a decision. Also note, just because I decide to let an employee go does not mean I felt nothing. Yes, especially when a good employee I've known for a long time leaves, I feel bad and try and think of what could have been done to keep them. But any decent business leader knows that emotion does not mix with business. Apparently you haven't figured that out yet.
OK John let talk pre-existing a moment OK. And lets try and continue to be un-Washington like as I think we've had a civil conversation so far.
I'm not 100% locked into a position on this as what I think is fair and sensible does not match with what I think is morally correct. If an insurance company is forced to accept people no matter of pre-existing conditions, that raises the costs for those that do not have those conditions.
Then we have to ask what is pre-existing? If it means what it means under Obama-fail, then people can opt out of any and all insurances and just wait until they get sick. Why pay premiums for years, wait until you get sick. They have to accept you. That alone would drive insurances companies into default. It's almost like allowing people to buy life insurance on a loved one up to 30 days after they have died.
In reality this demonstrates one of the biggest problems in HC. No matter what system there is, there is a horror story that can demonstrate it's failings.