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Horses for courses. As I said previously normally I agree with the policy. But the biggest thing holding people back right now IMO is State and Local Govt. Until they get out of lockdown and shut everything down mode you can provide all the “stimulus” you want, it’s going nowhere. Take California. They are on a stay at home order. What they going to do with their checks? Build an extension? Restaurants and businesses are all closed. The only thing they can spend their stimulus on is Amazon or put it in the bank. How’s that going to help?

I say, keep your powder dry, feed the lost and lonely and let it loose when it will be useful.