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I think it’s a good idea if you start it early in your life and you are not overdoing it with the red lines of the insurance companies.I started 10 years ago and I got some good rates or at least that’s what I thought when I was choosing my provider. Unfortunately you need to be more thorough when you choose your plan. Of course it’s a great investment for your future security both in financial and mental relation. I would hate for my family to be left in unknown waters if something happened to me one day. It’s just that I’m regretting that when I chose my plan sources like exist in order for me to investigate better all the requirements for my age bracket.