Koetter lost game with FG attempt.

-Bucs did not need points.
-FG still makes it 1 score game.
-Long FG with below average kicker
-Assuming Anger does his thing, Carolina has to go 90+ yards with less than 3 minutes.

Missed FG flips momentum and field position. Reward does not outweigh risk.

I was defending Koetter but that is a inexcusable decision that directly lost game.